Review on Financial Innovations in Big Data Era
查看参考文献108篇
|
文摘
|
The rise of Big Data brings the financial innovation opportunities as well as challenges. This paper reviews different fields of big-data-based financial innovations as well as the scientific discoveries and theoretical breakthroughs of risk analysis with respect to these financial innovations. Based on the current research status, several key problems are put forward and their relative solutions are discussed. The three mean aspects are listed as the pricing and risk measuring for data-driven financial innovation products or services; the changes that data-driven financial innovation would bring to finance industry, which involve operation, resources allocation and ecosystem; and questions and solutions of systemic risk management based on Big Data analytics. Finally, predictions towards the hotspots frontier and developing trends for further data-driven financial innovation are proposed. |
|
来源
|
Journal of Systems Science and Information
,2016,4(6):489-504 【核心库】
|
|
DOI
|
10.21078/JSSI-2016-489-16
|
|
关键词
|
big data
;
financial innovation
;
online information
;
trends
|
|
地址
|
1.
Department of Management and Economics, Tianjin University, Key Laboratory of Computation and Analytics of Complex Management Systems (CACMS), Tianjin, 300072
2.
Department of Management and Economics, Tianjin University, Tianjin, 300072
3.
School of Economics, Tianjin University of Finance and Economics, Tianjin, 300222
|
|
语种
|
英文 |
|
文献类型
|
研究性论文 |
|
ISSN
|
1478-9906 |
|
基金
|
国家自然科学基金
;
Core Projects in Tianjin Education Bureaus Social Science Program
|
|
文献收藏号
|
CSCD:5886261
|
参考文献 共
108
共6页
|
|
1.
Edelman B. Using Internet data for economic research.
Journal of Economic Perspectives,2012,26(2):189-206
|
CSCD被引
1
次
|
|
|
|
|
2.
Varian H R. Big Data: New tricks for econometrics.
Journal of Economic Perspectives,2014,28(2):3-28
|
CSCD被引
14
次
|
|
|
|
|
3.
Paravisini D. Risk aversion and wealth: Evidence from person-to-person lending portfolios.
National Bureau of Economic Research Working Paper,2013
|
CSCD被引
1
次
|
|
|
|
|
4.
Zhang Z. Credit risk preference in e-finance: An empirical analysis of P2P lending.
Pacific Asia Conference on Information Systems Working Paper,2014
|
CSCD被引
1
次
|
|
|
|
|
5.
Li S. Do borrowers make homogeneous decisions in online P2P lending market? An empirical study of PPDai in China.
Service Systems and Service Management (ICSSSM), 2011 8th International Conference on:1-6
|
CSCD被引
1
次
|
|
|
|
|
6.
Krumme K A. Lending behavior and community structure in an online peer-to-peer economic network.
Computational Science and Engineering, 2009. CSE'09. IEEE on International Conference, 4,2009:613-618
|
CSCD被引
1
次
|
|
|
|
|
7.
Yum H. From the wisdom of crowds to my own judgment in microfinance through online peer-to-peer lending platforms.
Electronic Commerce Research and Applications,2012,11(5):469-483
|
CSCD被引
10
次
|
|
|
|
|
8.
Ceyhan S. Dynamics of bidding in a P2P lending service: Effects of herding and predicting loan success.
Proceedings of the 20th international conference on World Wide Web,2011:547-556
|
CSCD被引
8
次
|
|
|
|
|
9.
Li S. How friendship networks work in online P2P lending markets.
Nankai Business Review International,2015,6(1):42-67
|
CSCD被引
3
次
|
|
|
|
|
10.
Herzenstein M. Strategic herding behavior in peer-to-peer loan auctions.
Journal of Interactive Marketing,2011,25(1):27-36
|
CSCD被引
18
次
|
|
|
|
|
11.
Lee E. Herding behavior in online P2P lending: An empirical investigation.
Electronic Commerce Research and Applications,2012,11(5):495-503
|
CSCD被引
20
次
|
|
|
|
|
12.
Luo B. A decision tree model for herd behavior and empirical evidence from the online P2P lending market.
Information Systems and e-Business Management,2013,11(1):141-160
|
CSCD被引
8
次
|
|
|
|
|
13.
Li Y. The analysis of impact factors on loan performance in Chinese P2P microfinance market.
Journal of Financial Research,2013(7):126-138
|
CSCD被引
1
次
|
|
|
|
|
14.
Chen N. Auctions for social lending: A theoretical analysis.
Games and Economic Behavior,2014,86:369-391
|
CSCD被引
9
次
|
|
|
|
|
15.
Redmond U. A temporal network analysis reveals the unprofitability of arbitrage in the prosper marketplace.
Expert Systems with Applications,2013,40(9):3715-3721
|
CSCD被引
1
次
|
|
|
|
|
16.
Burtch G. An empirical examination of the antecedents and consequences of contribution patterns in crowd-funded markets.
Information Systems Research,2013,24(3):499-519
|
CSCD被引
16
次
|
|
|
|
|
17.
Lin M. Judging borrowers by the company they keep: Friendship networks and information asymmetry in online peer-to-peer lending.
Management Science,2013,59(1):17-35
|
CSCD被引
42
次
|
|
|
|
|
18.
Emekter R. Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending.
Applied Economics,2015,47(1):54-70
|
CSCD被引
21
次
|
|
|
|
|
19.
Michels J. Do unverifiable disclosures matter? Evidence from peer-to-peer lending.
Accounting Review,2012,87(4):1385-1413
|
CSCD被引
7
次
|
|
|
|
|
20.
Barasinska N. Is crowd funding different? Evidence on the relation between gender and funding success from a German Peer-to-Peer lending platform.
German Economic Review,2014,15(4):436-452
|
CSCD被引
7
次
|
|
|
|
|
了解气象卫星更多信息，请访问